Benefit Amount
- up to $500,000 - under age 65
- up to $250,000 - between ages 65 and 69
- up to $125,000 - between ages 70 and 74
Except additional background performers and the parent/guardian of a minor child where the benefit amount is:
- up to $50,000 - under age 65
- up to $25,000 - between ages 65 and 69
- up to $12,500 - between ages 70 and 74
The Benefit Amount payable is determined by the Schedule of Losses.
Single Benefit Limitation: The maximum total amount payable is limited to the largest benefit for which the insured performer is eligible under.
Termination of Benefits: Benefits terminate at age 75.
The total benefit amount payable is limited to the single largest loss.
Benefit Payment
When a qualifying accident on a set location causes an injury directly resulting in a covered loss or loss of use within 365 days; notice and satisfactory written proof of loss or loss of use must be submitted within 90 days of the occurrence.
Schedule of Losses
| Death and Permanent Total Disability* | Percentage of Benefit Amount |
|---|---|
|
Class 1 200% Class 2 100% |
|
| Loss or Loss of use of: | Percentage of Benefit Amount |
| Both feet |
100% |
| The entire sight of both eyes |
100% |
| One hand and one foot |
100% |
| One hand and the entire sight of one eye |
100% |
| One foot and the entire sight of one eye |
75% |
| One arm |
75% |
| One leg |
33.3% |
| One hand |
33.3% |
| One foot |
33.3% |
| The entire sight of one eye |
33.3% |
| Thumb and index finger of the same hand |
100% |
| Both upper and lower limbs (quadriplegia) |
100% |
| Both lower limbs (paraplegia) |
100% |
| Both the upper and the lower limb on one side of the body (hemiplegia) |
100% |
| Loss of: | Percentage of Benefit Amount |
|---|---|
| Speech and hearing in both ears |
100% |
| Speech |
50% |
| Hearing in both ears |
100% |
| Hearing in one ear |
50% |
*Permanent Total Disability (PTD): Means the Insured Person, after a period of at least 12 months immediately following the Accident on Set and as a direct result of the Accident on Set, is permanently and totally unable to perform by himself at least two of the six Activities of Daily Living, as certified by a Specialist, or has suffered a permanent Cognitive Impairment and there is no reasonable chance of recovery. For clarity, the Policy specifically excludes any and all economic tests of PTD and is determined solely under the criteria contained herein.
Repatriation Benefit
If an injury results in loss of life within Canada but outside the performer's usual province or territory of residence within 365 days of the accident on a set location, the actual expenses incurred will be paid for the following:
- Preparing the deceased for either burial or cremation;
- Shipment of the deceased's body to their usual place of residence; and
- Maximum benefit is $10,000.
Assumption
Death will be assumed if the body is not found within 365 days after the mode of transportation sinks, makes a forced landing or is lost, wrecked or stranded.
Disclaimer
Benefits coverage described here are provided for information purposes only; they do not provide the contractual terms, conditions, definitions, exceptions or limitations under which benefits may be provided.
In the event of a discrepancy within this section, a misunderstanding or conflict, benefits will be paid according to the terms and conditions of the Master Insurance Policy (GH20000) and any applicable legislation.
Similar to most Workers’ Compensation programs, Accident on Set is not a liability-based program. Entitlement to any eligible Accident on Set benefits requires you to release the Producer from most forms of liability by signing a release and waiver. The Accident on Set administrator will provide the release and waiver form, as well as any disability claim forms that may be required to assess your injury.